Convert between INR and major world currencies instantly using reference exchange rates — useful for travel planning, online shopping, or checking approximate conversion values.
Approximate Reference Rates (1 Unit to INR)
| Currency | Approx. Value in ₹ |
|---|
| 🇺🇸 USD | ₹83.5 |
| 🇪🇺 EUR | ₹90 |
| 🇬🇧 GBP | ₹105 |
| 🇦🇪 AED | ₹22.7 |
| 🇸🇬 SGD | ₹62 |
| 🇦🇺 AUD | ₹55 |
| 🇯🇵 JPY | ₹0.55 |
| 🇹🇭 THB | ₹2.3 |
| 🇨🇦 CAD | ₹61 |
Note: These are approximate reference rates for quick estimates. Actual exchange rates fluctuate constantly — always check live rates before an actual transaction.
Frequently Asked Questions
Are the exchange rates on this calculator live?
No, this calculator uses periodically updated reference rates for quick estimates. For live rates at the exact moment of a transaction, check your bank, forex card app, or a live forex rate provider.
Why do banks give a worse rate than the market rate?
Banks and money changers add a margin (spread) to the market rate as their profit, typically 1-4%. Card networks and forex cards often offer rates closer to the true market rate than cash exchange counters.
What's the difference between buying and selling rate?
The "buying rate" is what a bank pays you when you sell foreign currency to them; the "selling rate" is what they charge you to buy foreign currency from them — the selling rate is always higher.
Is it better to carry cash or use a card abroad?
A mix is safest — a forex card or international debit card for most spending, with a small amount of local cash for situations where cards aren't accepted.
What is LRS and does it apply to me?
The Liberalised Remittance Scheme allows Indian residents to send up to $250,000 per financial year abroad for permitted purposes. It applies to most large international transfers, education fees, or investments abroad.
Do currency rates change throughout the day?
Yes, forex markets trade nearly 24/5 and rates fluctuate constantly based on global economic events, interest rate decisions, and market sentiment.
Why did my card get charged more than expected?
This is often due to a forex markup fee (1.5-3.5%) charged by your card issuer on top of the exchange rate, or accidentally accepting Dynamic Currency Conversion at a merchant terminal.
What is TCS on foreign currency purchases?
Tax Collected at Source applies to foreign remittances and forex purchases above certain thresholds under LRS. Rates and thresholds change periodically — check current rules before large transactions.
Should I convert currency before or after travel?
A small amount before travel for immediate arrival needs (taxi, snacks) is wise; convert the bulk locally at your destination or use a forex card, since domestic Indian rates for exotic currencies can be less competitive.
Can I use this calculator for business invoicing?
For quick estimates yes, but for actual invoicing or accounting, use the exact rate on the transaction date from an authorized source (like RBI reference rates) for accuracy and compliance.
Exchange rates shown are approximate reference values and not live market rates. Always verify current rates with your bank or a live currency data provider before any transaction.