KVP Calculator
By Sagar Kumar · Updated 25 October 2026
See when your Kisan Vikas Patra will double and exactly how much you will get back — with the maturity date.
| Amount invested | — |
| Interest earned | — |
| Doubles in | — |
| Maturity date | — |
Rates shown are the Government of India rates for October–December 2026 (unchanged from the previous quarter). Rates are reviewed every quarter — you can edit the rate field.
How KVP doubling time is worked out
KVP doubles your money. The time it takes depends on the rate: the government sets the number of months so that the amount compounds to double. At 7.5% a year, (1.075)9.58 ≈ 2, which is 115 months.
| Investment | Maturity (115 months) |
|---|---|
| ₹1,000 | ₹2,000 |
| ₹10,000 | ₹20,000 |
| ₹50,000 | ₹1,00,000 |
| ₹1,00,000 | ₹2,00,000 |
| ₹5,00,000 | ₹10,00,000 |
हिंदी में समझें
किसान विकास पत्र (KVP) में पैसा 115 महीने (9 साल 7 महीने) में दोगुना होता है। अभी ब्याज दर 7.5% है। ₹1 लाख लगाने पर 115 महीने बाद ₹2 लाख मिलेंगे। कम से कम ₹1,000 से निवेश शुरू कर सकते हैं।
Frequently asked questions
In how many months does KVP double?
At the current 7.5% rate, Kisan Vikas Patra doubles your money in 115 months (9 years 7 months).
What is the KVP interest rate now?
7.5% a year, compounded yearly, for October–December 2026. The maturity period of 115 months is fixed when you invest.
What is the minimum investment in KVP?
₹1,000, in multiples of ₹100. There is no upper limit, but investments of ₹50,000 or more need a PAN card, and above ₹10 lakh proof of income is required.
Can I withdraw KVP before maturity?
Yes, after 2 years and 6 months from the date of issue. You get the amount plus interest earned up to that point, as per the government's premature encashment table.
Is KVP interest taxable?
Yes. KVP has no Section 80C deduction and the interest is taxable. You can declare it every year or at maturity.
Official sources: India Post · National Savings Institute